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Group Pensions
We want to inspire you and your people to choose the best pensions arrangement by removing the bureaucracy, mystique and paper which exists in far too many pension arrangements today.
Our thorough, analytical and personal process will ensure that you make the right choice of pension, not only for today, but for years to come.
Once you have decided what's best for you, our technology platform will be configured to reflect your choice. With you, we will design a bespoke communication strategy so that your pensions message is loud and clear. We can deliver your pension communication in many ways which includes face to face, over the phone or via the web.
The services we provide
As we are authorised and regulated by the Financial Services Authority, we are able to advise across the whole pensions spectrum. This includes:
• Group Personal Pensions;
• Group Stakeholder Pensions;
• Group SIPP;
• Defined Contribution CIMP/COMP;
• Defined Benefit Arrangements;
• Occupational Scheme Closures/Wind Ups;
• Pension Transfers
Having a comprehensive range of products available is one thing, but it is the way we consult, deliver and communicate pensions that makes the biggest difference.
Consultancy
We will advise you simply, clearly and fully, whether you are looking at new pension benefits or reviewing existing arrangements.
Quarterly provider review
Each quarter we use an extensive and bespoke set of criteria to assess the major pension players. You can use this analysis to make informed pension decisions which are appropriate to your business and your people.
Beauty parades
Choosing a pension provider is an important business decision so we positively encourage you to meet with them, “kick the tyres”, look them in the eyes and see if they are good enough to work with you and your people.
Well connected to the market
We pride ourselves in having built long standing relationships over the last 25 years with all the major pension providers. Whilst we always want things to run smoothly, it is reassuring to know who to contact to sort things out when, on that rare occasion, things do go wrong.
Getting rid of the paper
In 2001 we were the first company in the UK to deliver a paperless and signatureless process for employees joining GPP's and Group Stakeholder pensions. We continue to drive this initiative by adding features such as online valuations and online fund switching to our technology. We are 100% committed to cutting out the remaining bureaucratic red tape from the pension providers and we invest heavily in our technology each year to achieve this goal.
Let the technology take the strain
Our technology platform can run any chosen pension online making life easy for the HR or Finance team as well as for your employees.
For employers, there are a wide range of online reports which can be produced automatically each month. This keeps your records up to date and accurate at all times.
For employees, there are a wide range of easy to use tools which can assist in choosing the right fund to invest in, show how much should be saved and even what a person's risk profile might be. Employees can find out how much their fund is worth, how the fund performing and even what it might be worth in the future.
Communication through education
We believe that the secret to understanding pensions is to educate your employees year after year so that the pension message stays fresh, clear and simple. We provide this education through group meetings, face to face meetings as well as friendly assistance over the phone.
We use our platform to identify those approaching an age where they want to work less, or not at all, and then show, in a series of workshops, how to turn their goals into a reality.
At the other end of the scale, we also give pension master classes to those who want to take their pension planning to a higher level of knowledge and expertise.
Ongoing corporate governance
Recent proposals indicate that you, as an employer, will need to make regular checks in future to ensure that your pension scheme, including even the default fund you offer to employees, remain appropriate year after year.
We will be your partner in this corporate governance process and make sure that you fulfil your responsibilities in full.
Planning the pension future
In 2012 the National Pension Savings Scheme (NPSS) will be introduced which promises to be the biggest shake up in pensions since the introduction of Stakeholder Pensions in 2001.
This is just one example of the changing pension landscape.
With our in house briefing meetings, webinars, newletters and press articles we will make sure that you keep your finger on the pulse of pension change.
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